For a couple of years, thanks to a fellow blogger, I've been involved with Kiva.org. It is a micro lending organization that provides loans all over the world. Often repayment is a dollar or less a month.
The latest loan I've made is to Ismail who owns an auto repair shop in Iraq. He is 46 years old. He and his wife have five children. His total loan is $2400 US. Of course I didn't loan that amount but the total he borrowed through the micro lending program. What has touched my heart is that Ismail is paying $2.09 a month on his loan repayment to me.
The photo of Ismail that I received in determining to make my loan caused me to think he was in his early 60's. As I said previously, he is 46. I'm sure the wars and conflicts have caused that premature aging. I can't even imagine the difficulty that he and his family endured during the war there.
I've loaned to women farmers in Pakistan. Women entrepreneurs in Brazil and many others. Typically I loan in third world countries where the idea of loans is a new thing that can change lives significantly.
If you have $25 that you don't need, make a difference in someone's life. That is the minimum. It is SO easy to do. Just go to Kiva.org and read all about it.
I don't think you'll ever be sorry that you helped another person to be able to make a living.